In this episode, the M.A.H. Financial Services team explores how government shutdowns affect retirees — from Social Security and Medicare operations to financial markets — and how to stay prepared.

Key Takeaways:

1. Benefits Proceed, but Service Slows
– Social Security and Medicare continue, but expect slower service, reduced staffing, and processing delays.

2. Financial Uncertainty & Volatility
– Suspended economic data can drive market swings, making withdrawals riskier and causing administrative delays or missed payments.

3. Strategies for Resilience
– Keep a 1–3 month cash buffer for expenses or delays.
– Plan ahead for benefit and healthcare payments.
– Stick to a disciplined investment and withdrawal plan.
– Consider steady income options like annuities.

Connect with Marc Hernandez:
LinkedIn: Marc Hernandez: https://www.linkedin.com/in/money-man-marc/
Marc@MAHFinancial.Biz
http://www.mahfinancial.biz
(956) 994-0407

Connect with Carlos Lopez:
LinkedIn: Carlos Lopez: https://www.linkedin.com/in/carlos-omar-lopez-9b4734167/
http://www.mahfinancial.biz
(956) 994-0407


Investment advisory and financial planning services offered through Simplicity Wealth, LLC, a SEC Registered Investment Advisor. Sub-advisory services are provided by Simplicity Solutions, LLC, a SEC Registered Investment Advisor. Insurance, Consulting and Education services offered through MAH Financial.MAH Financial is a separate and unaffiliated entity from Simplicity Wealth.

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